$SCRC WHITEPAPER
Privacy-First Spending Infrastructure
1. Executive Summary
Scorchd is a privacy-first spending infrastructure that bridges Web3 capital to Web2 payment rails without requiring KYC, identity binding, or persistent accounts.
The protocol enables users to:
- Generate disposable, limited-scope spending cards
- Fund cards directly from Web3 assets
- Execute real-world transactions without long-term identifiers
- Burn cards immediately after use
By enforcing ephemerality at the card level, Scorchd reduces attack surface, data retention, and behavioral traceability. The system is designed around temporary authority, not permanent identity.
Scorchd is not a bank. It is a controlled execution layer.
2. The $SCRC Token
Token Overview
$SCRC serves as the operational and governance token of the Scorchd protocol. It enables card generation, transaction execution, and network participation.
Token Distribution
- Total Supply: 1,000,000,000 $SCRC
- Community & Ecosystem: 40%
- Protocol Development: 25%
- Team & Advisors: 15% (4-year vesting)
- Liquidity Provision: 12%
- Treasury: 8%
Utility
- Card generation fees
- Transaction execution costs
- Protocol governance rights
- Staking rewards for network security
- Priority access to new features
3. Technical Architecture
Scorchd operates as a non-custodial bridging protocol. Users maintain custody of Web3 assets until the moment of execution. Cards are ephemeral wrappers—they exist only as long as needed, then self-destruct.
Core Components
- Ephemeral Card Engine: Generates single-use virtual cards on demand
- Web3 Bridge: Converts crypto assets to fiat-equivalent execution credits
- Privacy Layer: Ensures transaction unlinkability and identity isolation
- Burn Protocol: Auto-destructs cards after use or expiration
4. Privacy Model
Scorchd enforces privacy through systematic ephemerality:
- No persistent user accounts
- No KYC or identity verification
- No long-lived payment instruments
- No cross-transaction correlation
- No behavioral profiling or data retention
Each card is an isolated execution context. Once spent or expired, the card and its associated metadata are permanently destroyed.
5. Use Cases
Anonymous Purchases
Buy goods or services without exposing identity or payment history.
Trial Subscriptions
Sign up for trials without risk of recurring charges or data harvesting.
Controlled Spending
Issue cards with specific spend limits and expiration times for budgeting or delegation.
Cross-Border Payments
Execute international transactions without bank intermediaries or identity verification.
6. Roadmap
Q1 2025: Protocol Launch
Token generation event, initial card issuance platform, core bridge deployment
Q2 2025: Network Expansion
Multi-chain support, enhanced privacy features, mobile SDK release
Q3-Q4 2025: Ecosystem Growth
Enterprise API, developer grants program, governance activation, global payment rail integration
7. Security & Compliance
Scorchd operates within a compliance-by-design framework. By eliminating persistent accounts and identity linkage, the protocol reduces regulatory surface area while maintaining operational integrity.
All smart contracts undergo third-party security audits. The protocol implements multi-sig controls, timelocks, and emergency pause mechanisms to ensure system resilience.
8. Conclusion
Scorchd redefines the relationship between Web3 assets and real-world spending. By prioritizing privacy, control, and ephemerality, the protocol enables users to transact without compromise. This is not reinvented banking—it is controlled execution infrastructure for a privacy-first economy.